Where the Captive World Comes Together.

Amy Antczak brings nearly two decades of experience working in the legal and insurance industries to her role as Chief Operating Officer for GreenieRE. In her previous leadership positions at Energetic Capital, CNA, and AIG, Amy leveraged her law degree to manage complex financial lines claims, professional liability cases, and corporate litigation.

Allan Autry, CPA, is a Tax Partner with Johnson Lambert LLP, a multi-office, niche-focused firm that provides audit, tax, and consulting services to insurance entities as well as nonprofit organizations and employee benefit plans. 

Allan has over 15 years of experience of providing tax and consulting services to the insurance industry, with a focus on alternative risk entities, especially captive insurance companies. He has assisted clients with a myriad of tax issues over the years, including special calculations, tax planning, corporate reorganizations, and mergers and acquisitions. His experience with both domestic and offshore captive insurance companies, as well as their owners, insureds, and sponsors, make him a valued tax partner to Johnson Lambert’s captive clients. Allan was selected to the forty under 40 by Captive International. Allan received his Bachelors in Business Administration (Accounting concentration), Magna Cum Laude, from Catawba College and Masters of Accounting, Magna Cum Laude, from North Carolina State University.

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As Investment Director for PNC Institutional Asset Management's Insurance Solutions Group, James leads a team of investment professionals that work exclusively with insurance clients on all aspects of their investment program and client service efforts.  

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Prior to assuming his current position, James served as head of PNC's Derivatives Strategies Group and before joining PNC in 2012 James spent nine years as an interest rate and commodities derivatives trader in Chicago and Cleveland.  

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James is a CFA Charterholder and CAIA Charterholder and currently serves as the chair of CFA Institute's Disciplinary Review Committee.  James is based out of Cleveland, Ohio.

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Clare M. Bello, Esquire serves as the Enterprise Director of Claims & Insurance for Jefferson Health, a leading Philadelphia-based healthcare system with facilities across Pennsylvania and New Jersey. In this role, she oversees enterprise-wide claims strategy and insurance operations, with a focus on mitigating risk and managing complex medical malpractice exposures.

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Ms. Bello earned her Juris Doctor from Duquesne University School of Law and practiced professional liability defense and regulatory law in Pennsylvania for over a decade. She transitioned to the corporate sector as the founder of VCM, a pioneering national medical malpractice claims and litigation management company.

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Under her leadership, VCM evolved from a regional startup in 2002 to a nationally recognized firm. In 2014, VCM merged with CCMSI, becoming its specialty lines division dedicated exclusively to healthcare clients and the management of medical malpractice captive programs.

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Currently, she is spearheading initiatives in the Philadelphia region to develop tools aimed at addressing the challenges of high-verdict risk environments.

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At present, Head of Global Risk Finance and been with IHG Hotels & Resorts for over 20 years. By profession an Accountant, but moved into Insurance and subsequently Risk Finance / Captives. Current focus has been on connecting our Risk and Insurance functions closer to the business, specifically Finance and HR, to align the risk financing strategy of our Captive to the risks facing IHG Hotels & Resorts.

Josh Bicknell serves as the Global Head of Captives within the Insurance and Alternative Solutions team at Revantage. He oversees a multi cell captive structure providing multiple lines of coverage to the company’s portfolio.

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Julie is the CEO and President of PCH Mutual Insurance Co., Inc. a RRG. Registered in 47 states, PCH provides liability insurance to over 4,300 non-medical residential care facilities. She is an attorney, avid early adopter of innovation, and a passionate speaker on leadership and myriad topics related to long term care, captives and technology. Julie has served on professional and philanthropic boards and committees as an advisor or director, including NRRA and VCIA where she currently serves as Vice-Chair. On consecutive days she lobbied in Washington for The ONE Campaign seeking foreign aid on behalf of the world’s most vulnerable and for NRRA in support of the captive industry. She testified before the Vermont legislature at VCIA’s 2026 Legislative Day. Julie enjoys mentoring and fostering community through meaningful relationships and collaboration.

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As Deputy Commissioner, Christine Brown currently leads the Captive Insurance Division of the Vermont Department of Financial Regulation. She is responsible for the administration and regulation of captive insurance companies and risk retention groups.

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Christine has been with the Captive Division since 2003, previously serving as Director of Captive Insurance, and has been involved in all aspects of the analysis and examination processes.  Prior to joining the Captive Division, Christine spent seven years in public accounting, including four years with Johnson Lambert, LLP in Burlington, VT, specializing in captive insurance, and three years with Ernst & Young, LLP in Boston, MA.  

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Christine received a MS in Accounting and MBA from Northeastern University and a BA in Political Science from Regis College.  

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Steve Brown is the owner and President of Global Insurance Management & Consulting (GIMC). GIMC was established in 2014. Prior to forming GIMC Steve held senior positions at various captive management firms. Steve has over 25 years of experience in captive insurance management services and public accounting, including insurance focused audit and tax services. Steve has managed and formed over 50 captive insurance companies, including single parent pure captives, sponsored captive protected cell companies, risk retention groups, traditional admitted insurance carriers, and special purpose captives.

Todd Burrows joined AM Best in 2022, and is a Senior Account Manager, Business Development for AM Best Rating Services, Inc.

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Prior to AM Best, Todd held various positions in financial services, including S&P Global, where Todd was a Director in Risk & Regulatory Compliance sales.

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Todd also worked at IHS Markit, where he was a Director in Operational Risk & Regulatory Compliance sales. Prior to that role at IHS Markit he was a Director, North American Post-trade processing sales.

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Todd holds a B.A. in Political Science & Economics from Hobart & Williams Smith Colleges.

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Melissa is the Head of US Cyber Risks at Beazley where she leads a team of underwriters in the middle market and large client segments. Prior to joining Beazley in 2024, Melissa held leaderships positions at two of the largest global brokers where she built and managed teams in both middle market and specialty. She has expertise in executive level client consultation of complex risk transfer programs with a concentration in management and professional liability products.

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Michele Cole joined as the Director of Corporate Insurance Services for JM Family Enterprises three years ago. JM Family is a privately held company with around $25B in revenue and over 5,500 associates. Rooted in automotive and united in its strong culture and core values, current subsidiaries are in the automotive, financial services, franchising and specialty distribution industries. Her responsibilities include insurance procurement of all lines, oversight of insurable claims and management of our captive insurance company. 

Prior to joining JM Family, Michele held similar roles in insurance and risk management for various large publicly traded and private healthcare organizations. Her background also includes handling medical malpractice, general liability, and other claims for large health systems and practicing as an insurance/workers’ compensation defense attorney in Florida. Michele holds a JD from Florida State University College of Law and a BA from Florida State University. She is admitted to practice law in Florida and Wisconsin. Michele has also earned her CPCU and ARM.

Jay is Director of Enterprise Client Solutions for Aon's captive management practice across the Americas. Jay has worked in the captive industry for over 32 years assisting companies establish, manage and develop their captive programs to optimize their risk management programs.  He has worked with all industries and types of captives in various domiciles.

Michelle is a senior captive consultant with Aon Risk Finance and Captive Consulting. The team provides captive feasibility studies, captive expansion analyses, and strategic reviews. Michelle started in the captive industry as an auditor at KPMG in the Cayman Islands and then spent the next 9 years in captive management roles in Vermont, handling the accounting and regulatory functions for captives and RRGs across various domiciles. Taking her experience as an auditor, captive manager, and handling captive formations, Michelle and her team partner with actuaries, brokers, and advisors to help companies make informed decisions on how to utilize their alternative risk financing vehicles.

Colin Donovan is the President of STICO Mutual Insurance Company, RRG. STICO Mutual specializes in providing general liability, pollution liability, and contractual liability insurance to 170+ storage tank, process vessel, and related equipment manufacturers and petroleum equipment contractors throughout the nation.  

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Colin currently serves on the Board of Directors for the National Risk Retention Association (NRRA) and has previously served on the Board of Directors for the Captive Insurance Companies Association (CICA).

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Adam Dubuque is a Partner in the Vermont office of Johnson Lambert LLP. He is responsible for providing audit, tax, consulting, engagement management and other related services to numerous insurance entities including commercial insurance and reinsurance companies, risk retention groups, captives and various other alternative risk structures. He joined Johnson Lambert in 2003 upon graduating from the University of Vermont. Adam is a member of the AICPA, the Vermont Society of CPAs, and the Vermont Chapter of the Chartered Property Casualty Underwriters.  Adam is also a current member of the VCIA Conference Committee and a faculty member of ICCIE.

Peter is a detail-oriented insurance regulatory attorney, specializing in captive insurance and alternative risk transfer.  He has experience forming and providing corporate and regulatory counsel to a wide variety of captive insurance programs, from single-parent (pure) captives to sponsored captives and other group programs.  With his background in complex, insurance coverage litigation, Peter is able to provide additional value with respect to reinsurance transactions and other policy related matters.

Prior to private practice, Peter served as a law clerk to the Honorable Peter W. Hall of the United States Court of Appeals for the Second Circuit. He is admitted to practice in Vermont and the District of Columbia.

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Ben is a Senior Vice President in Marsh’s Cyber and E&O practice, leading advisory and placement teams to address complex network security, privacy, professional liability, and media risks. He oversees risk analysis, insurance, and loss control solutions for large multi-national organizations and is regularly called upon to develop non-standard indemnity solutions and broader initiatives that support client risk management and liquidity protection goals. Additionally, Ben serves as cyber growth leader for the Northeast Zone and is a regular speaker on emerging technology risk issues. 

Ben joined Marsh in 2017 and has held numerous roles advancing client’s evaluation and management cyber, media, and professional liability risks. He has led Marsh’s U.S. Private Equity Cyber team, focusing on pre-acquisition due diligence, risk financing, and loss control services. Ben has also served as national cyber industry leader for Retail, Wholesale, Food and Beverage clients. Ben has expertise in trade, credit, and political risk management in emerging markets, with international experience in Central Asia, Europe, and South America.

Tom Faulconer is Clinical Professor of Risk Management at Butler University and president of the Student-Run Captive Insurance Company. He holds a Juris Doctor degrees along with several insurance and finance-related professional designations. He joined Butler University after a 20+ year career with Indiana Farm Bureau Insurance, including serving as Sr. VP of Marketing and CMO.

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Matt is an executive consultant in the risk optimization group of Brown & Brown Risk Solutions. He leads the firms alternative risk consulting practice, which is an integral part of the captive team that operates across all domiciles throughout North America, the Caribbean and Europe. Matt specializes in large complex alternative risk transfer structures, working with Fortune 500 companies as well as large and medium sized privately held organizations.

Matt is a Certified Public Accountant, licensed in the state of Vermont and is a member in good standing of several professional trade associations. Matt spent the first 20+ years of his career in public accounting, gaining significant experience with audit, tax and business advisory services with a specialized focus on the insurance industry, both commercial & alternative risk structures.

David Guerino joined KeyState in 2019, bringing more than 20 years of experience in captive insurance management. Prior to KeyState, David served as a Managing Director and Senior Account Executive at Willis Towers Watson, where he led the firm’s captive insurance program.

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In that role, he was responsible for all phases of captive development, including feasibility analysis, formation and implementation, and ongoing management and advisory services. Throughout his career, David has worked with a broad range of captive structures, from single‑parent (pure) captives to group and pooled captives, across a wide variety of industries.

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David holds a Bachelor of Science in Accounting from Champlain College. He has been actively involved in the captive insurance community, including serving on the Vermont Captive Insurance Association (VCIA) conference committee and participating as a panelist in multiple industry conference sessions.

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Kim’s property and casualty insurance experience includes loss reserve and funding studies for captives and self-insureds, benchmark analyses, rate filing reviews for regulatory authorities, due diligence assignments, and expert testimony.

Kim specializes in alternative market issues. She has assisted with the formation and/or ongoing actuarial needs of many self-insurers, captive insurers, and risk retention groups. She has also worked on 831b expert testimony projects for IRS Tax Court cases.

In addition to the alternative market, her clients include traditional property and casualty insurers, reinsurers, and insurance departments.

Kim has published articles in Captive Insurance Company Reports, Captive.com, Milliman's Insight, and Captive Review. She has spoken at several industry conferences. She currently serves on the board of the Casualty Actuarial Society and is a faculty member of the International Center for Captive Insurance Education.

Jennifer Haskell is Director of Regulatory Compliance at Risk Services LLC, where she advises captive insurers and risk retention groups on navigating complex multi-state regulatory frameworks. She brings nearly 20 years of regulatory compliance experience, including 16 years with state insurance departments, offering a strong regulator’s perspective on governance, compliance, and risk management.

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Jennifer is known for translating regulatory expectations into practical, actionable guidance that supports effective board governance and informed decision-making. She works closely with boards, regulators, auditors, and actuaries to enhance oversight, strengthen documentation, and build regulatory credibility. Her expertise includes financial analysis, examinations, and insurer and captive licensing.

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She is actively engaged in industry dialogue and thought leadership on captive governance, regulatory trends, and evolving board expectations, and supports initiatives that promote collaboration between regulators and the captive sector.

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Jennifer holds the Certified Financial Examiner (CFE) and Certified Insurance Examiner (CIE) designations.

Aaron Hillebrandt is an actuary and one of the owners of Pinnacle Actuarial Resources. He serves many captive insurance companies and is a past chair of the VCIA conference and a past member of Captive International’s Forty Under 40.

Cindy joined Kroger in 1990 in the IS&S department and transferred to Finance in 1994.  Since that time she has held leadership roles in Capital Management, Treasury, Investor Relations and Pension Investments. She was appointed VP, Pension Investments and Insurance & Claims in the fall of 2021. Her current responsibilities include overseeing the cash flows, asset allocations and manager and consultant relationships for Kroger’s defined benefit and defined contribution plans, and two Taft-Hartley plans, as well as overall responsibility for all corporate insurance programs and claims processing.  She currently serves as a trustee on two multi-employer pension plans and chairs the Retirement Benefit Plan Management Committee. Cindy has a B.S. in Finance from Miami University and an MBA from Northern Kentucky University.

John is Performa’s Head of Business Development responsible for leading the firm’s new business development and marketing effort by cultivating relationships with captive managers, captive insurance companies and industry service providers. He has been a conference task force member for various captive insurance associations over the years, is part of CICA’s Membership Committee and a board member for the CIC DC captive association.  

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Prior to joining Performa in 2014, he was a Treasury Analyst at UVM Medical Center. He has extensive investment management experience as a fixed income product manager, including 10 years with Standish Mellon Asset Management in Boston, followed by similar roles at Dwight Asset Management and Sentinel Investments in Vermont. John graduated from Lafayette College with a double major in International Affairs & Spanish and earned an M.S. in Investment Management from Boston University’s School of Management.

Peter Johnson is Chief Property & Casualty Actuary at Spring Consulting Group.  He has over 21 years of actuarial experience in reserving, pricing, alternative risk funding, risk optimization, captive feasibility, regulatory application review work and reinsurance risk transfer work. This experience includes workers’ comp, medical professional liability, management liability, automobile, general liability, cyber liability, mortgage insurance and other enterprise risks. 

Peter was recognized by Business Insurance as a 2019 Breakout Award winner and in 2020 and subsequent years has received Captive International’s Highly Commended Individual Actuary award. In 2025 he and the Spring actuarial and consulting team were recognized by Captive Review as winners in the actuarial and captive consulting categories. 

Peter has given industry presentations, published articles and served on various committees in both the Casualty Actuarial Society and captive insurance industry. Peter earned a B.S. in applied math and computer science from the University of Wisconsin - Stout.  He is a fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries.

Ed leads WTW’s captive consulting practice in North America. He has over 35 years of experience with captives and other alternative risk funding programs.

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He joined WTW in 2021, after spending many years with Deloitte Consulting and BDO, as well as a large international brokerage firm. Ed also served briefly as risk manager for a large consumer financial products company, where he managed the operations of two captives.

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Ed has served VCIA in multiple capacities: as a Board member for six years, and for 25+ years as a conference committee member. In 2019, he received VCIA’s “Gold Standard” award, in recognition of his many years of service to the captive industry.

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Ed has written numerous articles about risk financing and captives and speaks frequently on the subject.

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Aileen Krehbiel is the Manager of Captive Insurance Programs at Deere & Company.  She is responsible for optimizing the existing captive program and analyzing opportunities for expansion.  She oversees the accounting for Deere’s Vermont captive and newly established Malta captive and manages the relationships with outside service providers.  She previously held roles in Internal Audit and Technical Accounting at Deere & Company and worked as an Assurance Manager at Ernst & Young prior to joining Deere.  She holds a bachelor’s degree in business administration from Kansas State University, an MBA from the University of Chicago Booth School of Business and is a CPA.  Aileen also recently earned her ACI.

Prabal Lakhanpal, MBA, ACI is a Senior Vice President and the National Practice Leader, Captives and Alternate Risk with Alera Group. Prabal leads many of the firm’s most advanced client projects, with a focus on employee benefits, captive insurance and alternative risk funding. He drives the strategic and innovative thinking processes and serves as the project lead for some of the country’s largest employers. Prior to joining Spring, Prabal was working in various finance and operational roles across the globe. In 2025, Prabal won Consultant of the Year from Captive Review and was also recognized as the 2026 Captives Power Broker by Risk & Insurance. Prabal has his MBA from Babson College and has received the Associates in Captive Insurance (ACI) certification. Prabal currently serves as Chair of the Board of Directors at Captive Insurance Companies Association (CICA), the only domicile-neutral captive insurance association.

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Kristen has over fourteen years of experience in the financial services industry, specializing in insurance taxation. She has worked with a wide range of clients, including life, property and casualty, health, reinsurance, and captive insurance companies. Kristen helps lead Crowe’s captive insurance tax practice, where she advises clients across industries on tax and regulatory solutions, as well as strategies to optimize their captive structures. 

Before joining Crowe, Kristen spent over a decade with a Big Four firm, where she focused on providing captive insurance tax advisory services. Kristen was named to the Captive Review’s 2024 Ones to Watch, the Captive Review’s 2025 Power 50, and Captive International’s Influential Women in Captive Insurance. She is also a co-author of the Domestic Captive chapter in the ABA Deskbook and recently published the article “When Insurance Isn’t Insurance – The ‘CFM Insurance’ Lesson on the Commonly Accepted Notions Test” in Captive Insurance Company Reports. 

Kristen has spoken at numerous insurance and captive industry conferences. Kristen received her Bachelor of Arts degree with a Major in Psychology and a Minor in Political Science from Fordham University, received a Juris Doctorate at Pace University School of Law and a Masters of Law in Taxation from Boston University School of Law. She is a member of the New York and New Jersey Bar Associations.

I began my career as a renewal underwriter for CRC Group (formerly Connecticut Underwriters), after which I joined Swiss Re, where I focused on underwriting diverse property insurance portfolios, ranging from energy and infrastructure risks to general commercial property exposures across international markets. Later, I transitioned to the Risk Management team at PepsiCo, where I managed multinational policy placements, conducted enterprise-wide risk assessments, and provided strategic risk advisory services to internal stakeholders. In 2023, I joined Mastercard, Inc., where I am primarily responsible for the strategic and operational management of the company's captive insurance company, including regulatory compliance, capital management, claims administration, and developing innovative risk-transfer solutions for emerging risks. 

My professional journey also includes five years of service in the United States Marine Corps, with multiple deployments in support of Operation Enduring Freedom. I hold a B.A. in Economics and an MBA from the University of Connecticut.

Danny Linton is a director & consulting actuary with Pinnacle Actuarial Resources working remotely from Nashville, TN.  He has been in the property/casualty industry since 2005 and his work has been focused on loss reserving, loss forecasting, captive feasibility studies, capital modeling and cost allocation mechanisms. Specifically, his expertise involves analyses of self-insureds, public entity risk pools, and captive insurance companies.  He currently serves on the American Academy of Actuaries Workers Compensation Committee and the Actuarial Standards Board Casualty Committee of the Casualty Actuarial Society.

Managing Partner and General Counsel Heather McClure has managed client risk inside law firms and organizations, overseeing risk financing, risk management, commercial and insurance and reinsurance procurement, captive operations, and claims and litigation. Prior to joining Helio, McClure was Chief Risk Advisor for the national healthcare practice at Aon. She had previously been the Chief Risk Officer at the University of Oklahoma’s health system, directing risk, claims, captive operations, and insurance structure, including property, cyber, directors and officers, employer liability, workers compensation, provider professional liability, hospital liability, aviation, auto, and all other commercial and captive lines. Heather also served as Chief Legal Officer of the system’s captive insurance company, saving the system millions over its years of highly successful operations.

Joe McDonald is an active professional in the captive insurance industry, where he drives collaboration with experienced captive managers, brokers, actuaries, and business owners to create comprehensive captive insurance solutions.

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Prior to joining Captives.Insure, Joe served as the Director of Captives for the South Carolina Department of Insurance, becoming one of the youngest individuals to hold this position. As an advocate for captives, Joe contributes to various print and online platforms providing insight into captive regulation, the industry's current state, and simplifying the complex aspects of risk management practices and captive operations. He has spoken at both national and international conferences on captive topics. Joe was recognized in 2023 on Captive Review’s Power 50 List, and on Captive International’s FORTY under 40 list. In 2022 he received the SCCIA Award of Merit.

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Joe has an MA from the University of South Carolina and has received his Associate in Captive Insurance (ACI).  He is an original member of CICA’s NextGen Committee and currently sits on CICA’s Membership Committee and the SCCIA’s Board of Directors.

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Pete McDougall is a member of the captive insurance team and has served as President of Paul Frank + Collins P.C. since 2019. Pete’s practice includes advising clients in the captive and traditional insurance industry regarding regulatory compliance, entity structure, and corporate governance. Pete also assists insurance companies with contract negotiations, commutations, novations, loss portfolio transfers, redomestications, mergers, and dissolutions. 

Pete is a former chair of the VCIA annual conference and is a frequent speaker on various topics related to the captive insurance industry. Pete serves as a director and/or officer for many of the captive insurance companies represented by PF+C. During law school, Pete served as a law clerk to the Vermont Department of Financial Regulation and as a Law Clerk to Senator Patrick Leahy and the Democratic Staff of the U.S. Senate Judiciary Committee. Pete has been with PF+C since 2006 and holds a B.S from the University of Vermont, a J.D. from Vermont Law School (cum laude), and an LL.M. in banking and financial services from Boston University School of Law. Pete is admitted to practice law in Vermont, Massachusetts, and Texas.

Jenna McLane is an experienced insurance and regulatory attorney who assists clients with developing and managing alternative risk programs, including captive insurance companies. She advises on the creation of captives in various domiciles, along with risk retention and risk purchasing groups across all 50 states. Jenna frequently helps clients navigate complex insurance arrangements and interacts with state regulators to ensure compliance with insurance laws and program structuring. She also regularly conducts insurance policy reviews and provides guidance on claims and coverage issues, including reservations of rights and denials of coverage.

Mike is a Principal with Milliman, Inc. with over 30 years of experience working with captive insurance companies and other alternative risk financing programs. Mike is an active participant in the captive industry and is a frequent speaker and author on captives and alternative risk financing. Mike is an active member on numerous committees for captive domicile and other associations.  Mike currently serves on the Advisory Board of the World Captive Forum. Mike is also a former Board member and Treasurer of the Vermont Captive Insurance Association (VCIA) and a former Board member of the North Carolina Captive Insurance Association. Mike was the recipient of VCIA’s 2021 Industry Service Award and he has been named to Captive Review’s Power 50 annually since 2016.

Dylan Moss is an Insurance Examiner-in-Charge with the Vermont Department of Financial Regulation – Captive Division, where he oversees staff performing financial examination and analysis of Vermont-domiciled captive insurance companies and risk retention groups.

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Dylan has been with the Captive Division since 2024, and prior to joining the Captive Division, had worked in claims operations for seven years. Dylan received an MS in Project/Program Management from Brandeis University and an MBA from the Quantic School of Business and Technology, and has attained the Accredited Financial Examiner, Professional in Insurance Regulation, and CPCU designations.

Bill Mourelatos, CPA, CFA, is a senior risk and financial strategy leader with more than two decades of experience in captive insurance, risk financing, and complex problem‑solving for sophisticated organizations.

At GPW, Bill leads the firm’s captive insurance practice, overseeing all aspects of domestic single‑parent captives and group captive structures. He is responsible for strategic direction, regulatory oversight, operational performance, and delivering tailored solutions that enhance capital efficiency and long‑term risk resilience. Bill partners closely with organizations to address multifaceted risk and financial challenges, applying deep expertise in risk‑financing techniques, program optimization, and strategic advisory services.

Bill earned both his Bachelor of Commerce and Graduate Diploma in Public Accountancy from McGill University. He also holds advanced certifications in financial derivatives and risk management and maintains the CPA (Certified Public Accountant) and CFA (Chartered Financial Analyst) designations.

Elyssa Nagle, CPA, ACI is a Partner at Johnson Lambert, where she has over a decade of experience specializing in financial statement audits for insurance entities. Her expertise spans commercial carriers, captive and risk retention groups, government-sponsored risk pools, and nonprofit organizations. Elyssa plays a key leadership role in the firm's Vermont office, contributing to strategic planning, marketing, budgeting, and mentoring the next generation of accounting professionals.

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A recognized voice in the captive insurance industry, Elyssa serves on the faculty of the International Center for Captive Insurance Education and has spoken at events including the Association of Governmental Risk Pools (AGRiP). She has also authored articles for Captive International and the IASA Interpreter. In 2025, she was named to Captive International's prestigious Forty Under 40 list.

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Elyssa holds a BSBA in Accounting from Bryant University and is a member of the AICPA, the Vermont Society of CPAs, and the Vermont Captive Insurance Association. She is also active in the Vermont Captive Insurance Emerging Leaders group and volunteers locally with STEPsVT.

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As Captive Insurance Economic Development Director, Brittany is responsible for the marketing and business development of Vermont’s captive insurance industry, working closely with the Department of Financial Regulation and Vermont Captive Insurance Association to strengthen the state’s reputation as the premier onshore captive insurance domicile. Brittany helped form and continues to support the Vermont Captive Insurance Emerging Leaders Initiative, supporting emerging professionals in the industry and raising awareness about captive insurance as a career path.

Brittany worked in the fields of community and economic development in the nonprofit and governmental sectors in both Vermont and Texas serving a variety of industries. Brittany received a MA in Sustainable Development with a concentration in Policy Advocacy & Analysis from SIT Graduate Institute and a BA in Political Science from the University of Vermont. The 2022 Captive Review Power 50 named Brittany “One to Watch.” In 2023, Brittany received Captive International’s FORTY Under 40 award. She was also named a 2023 Rising Star by Vermont Business Magazine.

Since 2017, Gail has served as the Vice President of Risk Management at Bright Horizons. Her role includes the global leadership of enterprise risk, insurance programs, and captive management. Prior to joining Bright Horizons, she progressed through Financial and Leadership Development Programs at General Electric and Lockheed Martin - achieving Six Sigma Green Belt, Internal Audit, Risk Management, and Program Management certifications.  Gail collaborates on a variety of client advisory boards across major insurance brokerage firms and global insurance carriers. Currently in her second term, she proudly serves the Vermont Captive Insurance Association (VCIA) as Chair of the Board of Directors.

During his career at Massachusetts Mutual Life Insurance Company John has held various individual contributor and management positions in both Legal and Corporate Departments. After joining MassMutual in 2000 as Counsel in the Dispute Resolution section, John spent 2006-2008 leading the MassMutual Procurement Department. Since returning to the Law Department in 2008, he has served as Lead Counsel Insurance Risk, Corporate Insurance Risk Manager, and Head of Real Estate Services. He played an integral role in the envisioning and creation of MassMutual’s captive insurance subsidiary, MassMutual MCAM Insurance Co. Inc. (MCAM). He currently manages day to day operations and serves as an Assistant Corporate Secretary at MCAM. John has served as part of the law department’s Pro Bono Committee since 2015 and has led its Veteran’s Discharge Upgrade initiative since 2017.

Josh Partlow is a Partner in the Vermont office of Johnson Lambert LLP. Josh is responsible for providing audit, consulting services and engagement management to various property-casualty and life insurance companies. He has extensive experience auditing and consulting on investment, reinsurance transactions, taxation and other topics critical to insurance entities. Josh is a member of the Johnson Lambert Technical Committee, which is responsible for the development and oversight of firm-wide internal training programs. 

Josh previously served as Chair of the Vermont Board of Public Accountancy and as a member of the American Institute of Public Accountants Auditing Standards Board and Board of Examiners. Josh is also an alumnus of the AICPA Leadership Academy. Josh joined Johnson Lambert in 2002 after working in the Boston office of Arthur Andersen and is a 1999 graduate of Saint Michael's College.

With more than 20 years of experience, Kristen Peed has successfully implemented complex risk management strategies that have kept organizations’ assets protected, people safe, resources effectively allocated, while supporting innovation and growth. Currently, she is the Chief Risk Officer at Sequoia, a leading human resources technology platform and advisory services company, and was RIMS 2025 President.  In addition to her risk and insurance management success, Kristen is a highly accomplished captive leader who has experience launching and managing captive programs throughout her career. Prior to Sequoia, she was the Director of Corporate Risk at CBIZ, Inc. She holds the following professional credentials: RIMS-CRMP, AIC, ACI, ARM-E, CPCU, CRM, RPLU.

Tim and his team provide traditional medical reinsurance and captive based reinsurance solutions for clients of all sizes across a range of industries. His team has supported dozens of captive clients in all stages (actuarial support for the feasibility study to placement to ongoing renewals). 

Prior to that, he led the life, accident, and healthcare analytics for a competing reinsurance broking firm. Before working in reinsurance and switching to LAH lines of business, Tim gained significant experience in reserving and funding P&C risks across the entire span of P&C risks.

Tim holds a BS in Mathematical Sciences from Villanova University and a PhD in Mathematics from the University of Nebraska-Lincoln. Tim is a Fellow of the Casualty Actuarial Society (FCAS). In addition to being an FCAS, Tim also holds the Associate in Risk Management (ARM).

Samantha Poulin is an associate actuary with the Boston office of Milliman. Samantha's experience includes loss reserving, funding, feasibility studies, and data analysis. Samantha supports the ongoing actuarial needs of a wide variety of clients, including multiline property and casualty insurers, captives, reinsurance pools, and state insurance departments.

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Henry Powers is Chief Growth Officer at Leif Assurance (www.leifassurance.com), a specialized insurance platform built exclusively for contractors. Henry is challenging the status quo by developing insurance products that reward best-in-class operators—using connected jobsite technology and real-time risk data to give the safest, most disciplined contractors smarter coverage, stronger bonding capacity, and the competitive edge they’ve earned.

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Henry’s path to Leif runs through two decades of building. He grew a family-owned agency to $11M in revenue (www.powersinsurance.com), then co-founded VIAA in 2006, scaling it into a network of 165+ independent agencies writing over $960M in annual premium (www.viaa4u.com). Recognized as Top Recruiter by SIAA for 11 consecutive years, he brings the same growth instinct—and the same refusal to accept “this is how it’s always been done”—to transforming how contractors access and benefit from insurance.

Heidi Rabtoy is the Chief Examiner with the Vermont Department of Financial Regulation – Captive Division, where she supervises the Captive Division's examination staff and oversees the operations of Vermont domiciled captive insurance companies. 

Heidi has been with the Captive Division for twenty years and has been involved in all aspects of the analysis and examination processes. Prior to joining the Captive Division, Heidi was in captive management for three years. Heidi received a BS in Accounting from The University of Vermont and has attained the Certified Public Accountant, Certified Financial Examiner, and Senior Professional in Insurance Regulation designations.

Claire is a Senior Captive Consultant with Hylant Global Captive Solutions, specializing in educating stakeholders, completing feasibility studies and strategic review analyses, conducting domicile evaluations, and delivering client-specific data analysis. Her focus is on providing exceptional service and value to organizations of any size and industry exploring alternative risk transfer solutions.

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Since joining Hylant full-time in June 2021, Claire has deepened her expertise through active participation in the captive insurance industry. She serves on conference planning committees for the Tennessee Captive Insurance Association (TCIA) and Vermont Captive Insurance Association (VCIA). Claire also contributes to the Captive Insurance Companies Association’s (CICA) NEXTGen and Amplify Women boards, supporting young and diverse talent. Additionally, she is a board member for the International Center for Captive Insurance Education (ICCIE) and The Academy Board for The Risk & Insurance Education Alliance, where she furthers her passion for industry education. Claire also teaches the Captive Capstone course for Butler University's Masters in Risk & Insurance program.

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Bailey Roese, Esq., ACI, is a partner with Dentons Bingham Greenebaum LLP. Bailey represents taxpayers in federal, state, and local tax controversies and advises taxpayers with respect to planning and compliance. She regularly advocates for captive taxpayers before the IRS and the United States Tax Court and advises captives on captive taxation, including providing tax opinions.

Bailey was selected as the Captive Review US Captive Service Provider of the Year Award for 2024, as well as included on the Captive Review Power 50 List in 2024. Bailey was also named to Captive International’s Forty Under 40 list for 2023 and 2025 and to the publication’s Influential Woman list in 2025, a 2023 Best Lawyers “One to Watch”, and a Kentucky Super Lawyers® Rising Star in Tax Law from 2018-2024.  Bailey has been published in Captive Review and is a frequent speaker on captive taxation. She has presented at the Vermont Captive Insurance Association Annual Conference, the World Captive Forum, the Cayman Captive Forum, and the Captive Insurance Companies Association (“CICA”) International Conference, among others. Bailey is the chair of the CICA NEXTGen committee.

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Emily is an attorney at Downs Rachlin Martin PLLC, where her practice focuses on corporate and captive insurance law.  She works with a diverse range of clients, advising them on matters including formation, ongoing governance, mergers and acquisitions, and dissolutions.  Emily strives to understand each client’s unique goals and provide practical, efficient guidance, tailored to their needs.  Emily is a graduate of Brandeis University and Vermont Law and Graduate School, and also holds a master’s degree in nutrition.

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Nicole Sanders is a consulting actuary with Pinnacle based in Chicago. She serves as project manager for multiple insurance programs, including captives, self-insured entities, traditional insurance companies, and governmental risk pools. She regularly performs both interim and year-end reserve analyses and develops rate indications and loss cost multiplier projections.

Nicole also has experience in assignments involving captive funding and feasibility studies. She has worked with entities writing multiple lines of business, including personal and commercial property, workers’ compensation, auto liability, general liability and auto physical damage coverage. 

In addition, Nicole works with insurance industry data to update and help develop benchmarks to be applied to reserve analyses. She also assists with preparation of statements of actuarial opinion and actuarial opinion summaries.

Joseph Schimenti is the President of Yellowstone Insurance Exchange, a Risk Retention Group.  Yellowstone serves hospitals in Idaho, Montana, New Mexico and Wyoming. Joe has assisted in developing Risk Retention Groups and Captive programs in the United States and Europe.

His professional background includes expertise in insurance business development, including strategic planning, process analysis and implementation, new ventures, administration/operations, marketing, risk management and mergers and acquisitions.

In-House Counsel for Bolla Oil Corp., which is one of the largest retail fuel and convenience store chains in the region, operating over 200 stores and employing more than 1,500 employees.

Daylan Staude is a Chartered Accountant with experience spanning corporate training and development, academia, professional accounting, and financial management, with a particular focus on captive insurance and digital learning.

Daylan currently serves as Global Training and Development Manager and Senior Account Manager at Strategic Risk Solutions, where he leads the design and delivery of global training, supports professional development, and manages complex client relationships within the captive insurance and financial management sector.

He previously served as an Academic and Department Head at the University of Fort Hare in South Africa, where he led curriculum development and pioneered technology enabled teaching methods to support student learning in low connectivity environments. Daylan received international recognition from Learning Technologies (London) for Best International Digital Transformation of a Training Programme in response to COVID 19, acknowledging his innovative and scalable approach to online accounting education. He has also been selected to present research findings at international conferences, including the AAFA conference.

Martin Stenkilde is Director of Product & Business Development at CompScience, where he leads the company's go-to-market strategy for self-insured companies and captive programs. 

CompScience uses AI and computer vision to detect workplace hazards in real time - helping captives and their members reduce claims frequency and drive measurable safety outcomes.

Before CompScience, Stenkilde spent over a decade at IBM in senior global channel sales roles across Europe and the U.S. He speaks English, Danish, Swedish, German, and Dutch.

Sam Tashima is a Deputy Managing Director and Actuary at Aon, where he leads strategy, innovation, and growth for Aon’s U.S. Actuarial & Analytics practice.

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For Sam’s clients, he leads highly innovative projects in the specialization of Complex Casualty Risk Analytics, E&O-Cyber Quantification, and Intellectual Property. Sam has built a reputation with clients and Aon leaders as a collaborator and problem solver. His consulting experience spans across Fortune 1000, Forbes Global 2000, private, and non-profit entities.

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Patrick is responsible for the firm’s United States captive management activities. In this role he oversees the operations of our offices in Arizona, Hawaii, North Carolina, South Carolina, Tennessee, Texas, Vermont and Washington D.C. In addition, Patrick provides assistance to the SRS consulting group with captive implementation and feasibility projects.

Patrick joined SRS in 2011 having previously been with the company for five years until 2005. He has over 25 years of experience in captive management, insurance accounting, and consulting services. Patrick previously managed the operations of Wilmington Trust Captive Management Services managing the delivery of captive management services to clients in several US domiciles. He was formerly Director of Finance and Operations for SRS Vermont.

Patrick has experience with captive programs for single parent firms, risk retention groups, and publicly held admitted insurance carriers. His captive domicile experience includes Arizona, Bermuda, Cayman, Delaware, Georgia, Nevada, North Carolina, South Carolina, Tennessee, Utah, Vermont, and Washington D.C.

A veteran of the captive and global insurance industry, Anne Marie was promoted in 2025 to lead Hylant’s Global Consulting practice, which includes analytics, business risk consulting, captive management and consulting, M&A and transaction solutions, and outsourced risk and consulting services. She specializes in developing customized solutions for complex insurance and risk financing challenges. Internationally recognized with numerous industry awards, she is a tireless leader with a diverse set of skills and experience. Trained as a CPA, her true gift is translating complex concepts into simple terms for non‑insurance professionals, while also communicating seamlessly with CFOs and other financial leaders.

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Anne Marie is a key member of Hylant’s leadership team, known for building and strengthening the firm’s Consulting practice. Since joining Hylant in 2019, she has developed the Global Captive Solution division into an industry leader recognized for thought leadership, collaborative client partnerships, and innovative strategies. She promotes a culture of growth through ambitious goals and continuous education, and under her guidance, the team consistently delivers exceptional client service. In 2023, she expanded her global role by leading the Global Risk team in addition to the Global Captive
team.

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Prior to joining Hylant, Anne Marie spent ten years in public accounting, assisting clients with tax structuring and compliance across the insurance sector. She also worked at large international brokerage organizations guiding clients through global risk consulting, risk analytics, and captive structuring solutions.

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Alex Wallace, ACAS, MAAA is a Principal at Oliver Wyman Actuarial Consulting in Charlotte, NC, where she plays a leading role in the firm's captive practice, bringing over 16 years of experience serving captive insurers, corporations, and insurance companies. Alex guides organizations through the full spectrum of captive solutions across most property and casualty lines, from feasibility studies and pricing to actuarial opinions and capital modeling. A strategic advisor and active industry contributor, she partners closely with her clients to develop tailored solutions while also serving on the VCIA Conference Task Force.

As Head of Innovation and Creativity at Disney, Duncan and his team helped Imagineering, Lucas Film, Marvel, Pixar, and Disney Parks to innovate, creating magical new storylines and experiences for consumers around the globe. He now brings his extensive Disney experience to audiences around the world using a unique approach to Design Thinking, helping companies embed a culture of innovation and creativity into everyone’s DNA.

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Duncan is a multiple Ted X speaker and contributor to Fast Company & the Harvard Business Review. He teaches innovation Master Classes at both Harvard and Yale. He holds the American Citizen of Choice Award presented at the White House, an honorary Doctorate from Edinburgh University, and the Duke of Edinburgh Award presented by Queen Elizabeth.

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Peter began his career in the captive insurance industry in 2017 with a captive management firm based in Burlington, Vermont. In 2021, he joined the Vermont Department of Financial Regulation as an Examiner before being promoted to Examiner-in-Charge (EIC). In this role, Peter led a team of examiners in assessing key aspects of captive insurance company operations and business practices, including corporate governance, strategic planning, business plans, information technology systems, internal controls, financial reporting, and regulatory compliance. In April 2026, Peter transitioned to the role of Captive Analyst III, where he focuses on the surveillance and analysis of non-RRG captives, primarily new company formations. In addition, he supports the analysis team through application reviews and the processing of business plan changes.

As Chief Financial & Operating Officer, David oversees the financial reporting and operations of the edRISK Sponsored Captive, including its three Cells: edHEALTH, edLIABILITY, and edPROPERTY. The edRISK programs are all owned and governed by educational institutions. Together, they have annual premium equivalent funding of over $350 million. David joined edRISK in 2023.

Before edRISK, David was the Vice President of AIG’s Captive Solutions group in Burlington, Vermont. He has over 20 years of captive experience, including working with the original group of schools that formed edHEALTH. David is experienced with the feasibility and formation of new captive programs. He has also served on the Board of Directors of numerous captive insurance companies. 

David is a member of the AICPA and the Vermont Society of CPAs and has earned the Associate in Risk Management (ARM) designation. He participates in and is a former Chair of the VCIA Legislative Committee. David lives in Vermont with his family and enjoys coaching Special Olympics basketball.

An author, researcher, and strategist, Dawn Wiese currently serves as chief operating officer of FRMT, Ltd., the only member-owned captive insurance company in the fraternal industry.  Wiese is a former university vice president regarded for her work as a court-recognized expert in litigation in higher education and nonprofit 501(c) cases. Wiese also serves as adjunct faculty in the Department of Economics and Business at Virginia Military Institute teaching in areas including organizational behavior, business strategy, and conflict resolution and negotiation. Wiese has published and presented extensively in both peer-reviewed academic journals and popular press including The Wall Street Journal, The Chronicle for Higher Education, and Fox News.

Since September of 2018, Melinda Young has served as Vice President of Risk Management for Alberici Corporation, a diversified construction company with annual revenues exceeding $4.5 billion and ranked as the 36th largest construction company in the United States by Engineering News-Record.  Melinda assists company leadership with corporate risk management strategies, manages Alberici’s insurance program, and oversees claims handling and trade partner prequalification. She is a Certified Insurance Counselor (CIC) and Certified Risk Manager (CRM) with more than 36 years of experience providing insurance brokerage and risk management solutions to the construction industry. Melinda is also an officer of Alberici’s captive companies – NC3 which is domiciled in Vermont and MC3, a subsidiary of NC3, which is domiciled in Missouri.  Together, NC3 and MC3 provide coverages including General Liability, Automobile Liability, Workers' Compensation/Employer’s Liability, Contractor’s Professional and Pollution Liability, Subcontractor Default Insurance, and Medical Stop Loss.

Professor Zuckerman is an Emeritus Associate Professor at Temple University’s Fox School where he led their Enterprise ERM and Alternative Risk Financing Initiatives from 2012-2015. Prior to rejoining Fox full-time in 2012, he served as Managing Director and Alternative Risk Financing Practice Leader for the Healthcare Industry Group at Aon. Over his career, Zuckerman cultivated expertise across the industry including specializations in captive insurance, brokerage, and ERM.

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Zuckerman sits on the AVMA Trust and EIIA boards including EIIA's group captive, RRG, RPG, and Risk Management Foundation, which he helped create. He is also co-founder of FairShare Insurance, consults on captive insurance, ERM, and is an expert witness. He earned his BBA in Accounting and MBA in Risk Management from Temple, his J.D. from University of Illinois - Chicago, and is an ACI. With over 40 years bridging boardrooms, classrooms, and consulting, Zuckerman brings financial and operational clarity to complex risk management challenges. He is focused on contributing to shaping the future of organizational risk management and resilience through high-impact consulting and board service.

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